Selected Articles
“President Trump Should Attack Toxic Inequality, Not the NFL. ” Forbes. September, 2017. 2017 State of Housing in Black America. National Association of Real Estate Brokers. Washington, DC. August, 2017 “.Playing Russian Roulette with the Housing Finance System.” Forbes. September, 2017. 2016 State of Housing in Black America. National Association of Real Estate Brokers. Washington, DC. August, 2016. America Needs a 21st-Century Housing Finance System. Housing Finance Center, The Urban Institute. Washington, DC. April 2016. “The Complex History of the Federal Housing Administration: Building Wealth, Promoting Segregation, and Rescuing the U.S. Housing Market and the Economy.” Banking and Financial Services Policy Report: A Journal of Trends in Regulation and Supervision 34.8 (2015): 10-18. Co-author. A $1,000 Loan Can Balloon Into A $40,000 Debt--And It's Legal. Forbes. July 14, 2015. “Fair Housing Enforcement Still Matters In Our`Post-Racial' Segregated Society--But It's Endangered.” Forbes. June 19, 2015. “Financial Reform Bill Would Reopen Door to Predatory Lending.” American Banker. May 20, 2015. “Outdated Credit Scoring Models Shut Minorities Out Of Housing Market.” Forbes. April 9, 2015. “It's Time to End 'Exclusionary Lending.” American Banker. November 17, 2014. “The Past and Current Politics of Housing Finance and the Future of Fannie Mae, Freddie Mac, and Homeownership in the United States.” Banking & Financial Services Policy Report. July 2014. “Here's How to Really Help Families Obtain Housing.” The Hill. Washington, DC. May 28, 2014. “Is Homeownership a Fleeting American Dream?” National Journal. February 20, 2014. “Senate Opens Door for Immediate Housing Finance Reform.” The Hill. Washington, DC. December 3, 2013. While We Wait for Housing Finance Reform, Let’s Reform Housing Finance. Opportunity Agenda, National Fair Housing Alliance and National Association for Real Estate Brokers. New York. Forthcoming, November, 2012. The Challenges to Homeownership in America |
While We Wait for Housing Reform Legislation - Let's Reform Housing Finance |
Microbusinesses in the United States: Characterization and Sector Participation |
State of Housing in Black America |
Microbusinesses in Georgia: Characteristics and Economic Impact |
Fifty Years After the March on Washington, Equality Remains a Dream |
Hensarling Bill Moves Further Away from Housing Finance Reform |
Rethinking the Federal Housing Administration |
The Great (Fake) Debate |
Spending Cut. Now, GOP, Where Are the Jobs? |
FHA's Delicate Balancing Act |
Lessons Offered But Not (Necessarily) Learned from the Collapse of the Housing Market and Near Implosion of the U.S. Financial System |
Five Lessons Offered, but Not Learned, Regarding the Collapse of the Housing and Financial Markets and Ensuing Great Recession Segregation and the Foreclosure Crisis (working title) by Gregory Squires and Chester Hartman Forthcoming, December 2012. Co-author. |
A Bolder Vision for the Secondary Market |
Long-Term Social Impacts and Financial Costs of Foreclosure on Families and Communities of Color: A Review of the Literature |
Governor Romney's Housing Plan: Playing Politics with the American Dream |
Wealth Stripping: Why it Costs so Much to be Poor |
Analyzing Foreclosures Among High-Income Black/African American and Hispanic/Latino Borrowers in Prince Georges County, MD |
Principal Reduction: A Lifelife for Underwater Homeowners |
A Stimulus for the Middle Class |
Analyzing Determinants of Foreclosure of Middle-Income Borrowers of Color in the Atlanta, GA, Metropolitan Area |
Disturbing But Not Surprising: Biased Treatment in Bankruptcy Protection |
The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions National Community Reinvestment Coalition White Paper |
Five Realities About the Current Financial and Economic Crises |
Analyzing Determinants of Foreclosure among High-income African-American and Hispanic Borrowers in the Washington, DC Metropolitan Area |
Reform That Hurts Homebuyers |
Reclaiming Foreclosed, Vacant and Abandoned Properties for Productive Use: A National Survey of Local Best Practices |
Rebuilding Communities in Economic Distress: Local Strategies to Sustain Homeownership, Reclaim Vacant Properties, and Promote Community-Based Employment |
Twenty Years of Housing Policy: What’s New, What’s Changed, What’s Ahead? |
Providing a Context for the Future of Community Economic Development Community Economic Development: A Legal Guide for Advocates, Lawyers, and Policymakers Clay, Roger and Susan Jones, Eds. American Bar Association: Washington, DC 2009. Author. |
Die Immobilienkrise in den USA: Ursachen, Auswirkungen, und ein vorläufiger Ausblick [The Real Estate Crisis in the USA: Causes, Impacts, and a Preliminary Outlook] Die Alte Stadt. 36.2, 283 - 296 2009. Co-author. |
Taking the Bull by the Horns |
Reconsidering U.S. Housing Policy |
Vernacular Culture and Urban Economic Development Thinking Outside the (Big) Box Journal of the American Planning Association Volume 75 Issue 1 December 2008. Co-author. |
Legislative and Regulatory Responses to the Foreclosure Crisis Journal of Housing and Community Development Law Vol. 17, No. 3 Spring 2008. Co-author. |
Responses to the Foreclosure Crisis Rural Voices, Housing Assistance Council. Vol. 13, No. 2 Spring 2008. Co-author. |
Responding to the Foreclosure Crisis James H. Carr Housing Policy Debate Vol. 18, No. 4, 2007 |
Reexamining the Urban Renaissance: A Closer Examination of Concentrated Poverty Fannie Mae Foundation Research Report, Washington, DC Spring 2007. Author. |
Discrimination in a Time of National Crisis: Implications of September 11 Vital Speeches of the Day, Vol. LXVIII No. 18 2002. Author. |
Financial Services in Distressed Communities: Issues and Answers Fannie Mae Foundation Research Report, Washington, DC Summer 2001. Co-author. |
Predatory Lending Fannie Mae Foundation Research Report, Washington, DC Summer 2001. Co-author. |
New Industry Developments Changing Financial Markets and Community Development Proceedings of U.S. Federal Reserve System Research Conference, Washington, DC April 5-6, 2001. Co-author. |
Re-emergence of the American City Long Island Housing Partnership Fannie Mae Foundation CD-ROM Research Series, Woodbury, NY 2001. Author. |
Communities, Capital and Markets: A Markets-Based Approach to Community Investment The NeighborWorks Journal, Washington, DC Summer 1999. Author. |
Risk-Based Pricing: Automation’s Benefits are Not Automatic The NeighborWorks Journal, Washington, DC Summer 1999. Author. |