Selected Articles

“President Trump Should Attack Toxic Inequality, Not the NFL. ” Forbes. September, 2017.

2017 State of Housing in Black America. National Association of Real Estate Brokers. Washington, DC. August, 2017

“.Playing Russian Roulette with the Housing Finance System.” Forbes. September, 2017.

2016 State of Housing in Black America. National Association of Real Estate Brokers. Washington, DC. August, 2016.

America Needs a 21st-Century Housing Finance System. Housing Finance Center, The Urban Institute. Washington, DC. April 2016.

“The Complex History of the Federal Housing Administration: Building Wealth, Promoting Segregation, and Rescuing the U.S. Housing Market and the Economy.” Banking and Financial Services Policy Report: A Journal of Trends in Regulation and Supervision 34.8 (2015): 10-18. Co-author.

A $1,000 Loan Can Balloon Into A $40,000 Debt--And It's Legal. Forbes. July 14, 2015.

“Fair Housing Enforcement Still Matters In Our`Post-Racial' Segregated Society--But It's Endangered.” Forbes. June 19, 2015.

“Financial Reform Bill Would Reopen Door to Predatory Lending.” American Banker. May 20, 2015.

“Outdated Credit Scoring Models Shut Minorities Out Of Housing Market.” Forbes. April 9, 2015.

“It's Time to End 'Exclusionary Lending.” American Banker. November 17, 2014.

“The Past and Current Politics of Housing Finance and the Future of Fannie Mae, Freddie Mac, and Homeownership in the United States.” Banking & Financial Services Policy Report. July 2014.

“Here's How to Really Help Families Obtain Housing.” The Hill. Washington, DC. May 28, 2014.

“Is Homeownership a Fleeting American Dream?” National Journal. February 20, 2014.

“Senate Opens Door for Immediate Housing Finance Reform.” The Hill. Washington, DC. December 3, 2013.

While We Wait for Housing Finance Reform, Let’s Reform Housing Finance. Opportunity Agenda, National Fair Housing Alliance and National Association for Real Estate Brokers. New York. Forthcoming, November, 2012.

The Challenges to Homeownership in America
Center for American Progress
November 2013. Author

While We Wait for Housing Reform Legislation - Let's Reform Housing Finance
On Behalf of the Opportunity Agenda, National Fair Housing Alliance and the National Association of Real Estate Brokers
November 2013. Author.

Microbusinesses in the United States: Characterization and Sector Participation
Association for Enterprise Opportunity
September 2013. Co-author.

State of Housing in Black America
National Association of Real Estate Brokers
2013. Co-author.

Microbusinesses in Georgia: Characteristics and Economic Impact
Association for Enterprise Opportunity
August 2013. Co-author.

Fifty Years After the March on Washington, Equality Remains a Dream
The Roosevelt Institute
August 2013. Author.

Hensarling Bill Moves Further Away from Housing Finance Reform
Congress Blog
July 2013. Co-author.

Rethinking the Federal Housing Administration
Center for American Progress
June 2013. Author.

The Great (Fake) Debate
March 2013. Author.

Spending Cut. Now, GOP, Where Are the Jobs?
March 2013. Author.

FHA's Delicate Balancing Act
December 2012. Co-author.

Lessons Offered But Not (Necessarily) Learned from the Collapse of the Housing Market and Near Implosion of the U.S. Financial System
Vital Speeches of the Day, Vol LXXVIII No. 12
December 2012. Author.

Five Lessons Offered, but Not Learned, Regarding the Collapse of the Housing and Financial Markets and Ensuing Great Recession
Segregation and the Foreclosure Crisis (working title)
by Gregory Squires and Chester Hartman
Forthcoming, December 2012. Co-author.

A Bolder Vision for the Secondary Market
National Housing Institute, Montclair, NJ.
October 2012. Author.

Long-Term Social Impacts and Financial Costs of Foreclosure on Families and Communities of Color: A Review of the Literature
National Community Reinvestment Coalition White Paper
Prepared for the Annie E. Casey Foundation
October 2012. Co-Author.

Governor Romney's Housing Plan: Playing Politics with the American Dream
The Huffington Post
October 2012. Co-Author.


Wealth Stripping: Why it Costs so Much to be Poor
Democracy: A Journal of Ideas
September 2012. Author.

Analyzing Foreclosures Among High-Income Black/African American and Hispanic/Latino Borrowers in Prince Georges County, MD
Housing and Society
Fall 2012. Co-author.

Principal Reduction: A Lifelife for Underwater Homeowners
Congress Blog
August 2012. Author.

A Stimulus for the Middle Class
July, 2012. Author.

Analyzing Determinants of Foreclosure of Middle-Income Borrowers of Color in the Atlanta, GA, Metropolitan Area
George Mason University School of Public Policy
July 2012. Co-author.

Disturbing But Not Surprising: Biased Treatment in Bankruptcy Protection
American Constitution Society for Law and Policy
February 2012. Author.

The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions

National Community Reinvestment Coalition White Paper
Prepared for the Annie E. Casey Foundation
October 2011. Co-Author.

Five Realities About the Current Financial and Economic Crises
Suffolk University Law Review 44. 7, 7-30
2011. Co-author.

Analyzing Determinants of Foreclosure among High-income African-American and Hispanic Borrowers in the Washington, DC Metropolitan Area
International Journal of Housing Policy, 11: 2, 195 — 220
2011. Co-author

Reform That Hurts Homebuyers
The American Prospect
May 2011. Author.

Reclaiming Foreclosed, Vacant and Abandoned Properties for Productive Use: A National Survey of Local Best Practices
Working Paper, National Community Reinvestment Coalition
November 2010. Co-author.

Rebuilding Communities in Economic Distress: Local Strategies to Sustain Homeownership, Reclaim Vacant Properties, and Promote Community-Based Employment 
National Community Reinvestment Research Center
October 2010. Co-Author.

Twenty Years of Housing Policy: What’s New, What’s Changed, What’s Ahead?
Housing Policy Debate, Rutledge, New York, NY
October 2010. Co-author.

Providing a Context for the Future of Community Economic Development
Community Economic Development: A Legal Guide for Advocates, Lawyers, and Policymakers 
Clay, Roger and Susan Jones, Eds. American Bar Association: Washington, DC
2009. Author.

Die Immobilienkrise in den USA: Ursachen, Auswirkungen, und ein vorläufiger Ausblick [The Real Estate Crisis in the USA: Causes, Impacts, and a Preliminary Outlook]
Die Alte Stadt. 36.2, 283 - 296
2009. Co-author.

Taking the Bull by the Horns
Shelterforce, National Housing Institute
Winter 2008. Author.

Reconsidering U.S. Housing Policy
Partners in Community and Economic Development
Federal Reserve Bank of Atlanta, Vol. 18, No. 3
2008. Author.

Vernacular Culture and Urban Economic Development Thinking Outside the (Big) Box
Journal of the American Planning Association
Volume 75 Issue 1
December 2008. Co-author.

Legislative and Regulatory Responses to the Foreclosure Crisis
Journal of Housing and Community Development Law Vol. 17, No. 3
Spring 2008. Co-author.

Responses to the Foreclosure Crisis
Rural Voices, Housing Assistance Council. Vol. 13, No. 2
Spring 2008. Co-author.

Responding to the Foreclosure Crisis
James H. Carr
Housing Policy Debate
Vol. 18, No. 4, 2007

Reexamining the Urban Renaissance: A Closer Examination of Concentrated Poverty
Fannie Mae Foundation Research Report, Washington, DC
Spring 2007. Author.

Discrimination in a Time of National Crisis: Implications of September 11
Vital Speeches of the Day, Vol. LXVIII No. 18
2002. Author.

Financial Services in Distressed Communities: Issues and Answers
Fannie Mae Foundation Research Report, Washington, DC
Summer 2001. Co-author.

Predatory Lending
Fannie Mae Foundation Research Report, Washington, DC
Summer 2001. Co-author.

New Industry Developments
Changing Financial Markets and Community Development
Proceedings of U.S. Federal Reserve System Research Conference, Washington, DC
April 5-6, 2001. Co-author.

Re-emergence of the American City
Long Island Housing Partnership
Fannie Mae Foundation CD-ROM Research Series, Woodbury, NY
2001. Author.

Communities, Capital and Markets: A Markets-Based Approach to Community Investment
The NeighborWorks Journal, Washington, DC
Summer 1999. Author.

Risk-Based Pricing: Automation’s Benefits are Not Automatic
The NeighborWorks Journal, Washington, DC
Summer 1999. Author.